Skyfall

The good news is that the markets continue to rally, and I made a kerbillion dollars last month. This is happening even though I’ve now moved all my funds to conservative low growth accounts. So wow! But can I live on a kerbillion dollars a month? One wonders. Puzzles ain’t cheap, y’all! It’s the first of the month, so I’m updating all my cash tracking charts today. The Boldin Tool continues to tell me all is fine, and the two highest probability retirement scenarios are “do nothing” and “pack your bags now and move to Tennessee” – 98% and 99% respectively probability of success. Thus, I think I’ll continue to sit on my ass and do nothing. I’m very busy.

In other money-related news, I have discovered after some digging that I have 6.5 years of service in the state retirement system from my job at the Red Bakery. I have a small pension coming from that of about $500 a month. Not lottery-dream-home money, but definitely booze money. I’d always been focused on and tracking the pension payout, but hadn’t paid much attention to the years of service credits. The important update is as follows. The possible Local Bakery job is a state benefits position. My current job at the Brown Bakery is not a state benefits position. I technically work for an affiliated subsidiary private organization and thus do not get that deluxe benefits package. If I were to go back on the state’s books, I’d be growing that state pension payout. Additionally, I’d also be eligible for healthcare-for-life after accumulating 10 years of service – just 3.5 years away! That is a huge carrot and something I need to think about. Could I work 3.5 more years before I crash and burn in a ball of fire? We’ll see. Regardless, reviewing and comparing options is always a good thing.

There is a slight probability that I’ll do my tax return today. Or perhaps I’ll get it started. I think I have everything I need. But I got a lot of index cards to chew through – chores! – before I can do anything extra. Steps deficit!